Social Security and You

You’ve paid into the system for years and now it’s your turn to reap the rewards of your hard work. However, there are many rules governing when and how you can receive these funds. When you decide to collect can be a function of a variety of elements-including your current health, family history of longevity, marital status and age difference between you and your spouse.

Join us for an informative seminar during which we’ll discuss:

· Who is eligible for Social Security benefits?

· What factors you should consider before starting your benefits?

· When may be the most appropriate time to start taking benefits?

· Ways in which you can potentially maximize your benefits?

About the Presenters

Francesca LeFrancois is a dedicated financial advisor concentrated on guiding individuals and families toward their financial goals. Passionate about empowering others, she focuses on creating personalized strategies that foster financial literacy and security. Francesca believes that financial health is a vital component of overall well-being, and she takes pride in helping her clients navigate complex financial landscapes with confidence.

Steve Light has been an advisor since 2009 and Certified Financial Planner (CFP®) since 2016. His focus with partner Michael Reyes is on the planning aspect of Wealth Management, focusing on portfolio construction, tax efficiency and wealth structuring. A UNC graduate, he enjoys coaching his children’s teams, the outdoors, and college sports. His wife Ericka and he live in Oakton with three daughters.